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Dick Greenfield Dodge Auto Financing

Car Loans in Trenton, New Jersey

Here at Dick Greenfield Dodge, we work hard to get you the best possible rate on a car loan in Trenton, New Jersey! Our financial experts use more than one lender to get you a competitive rate on your new car loan, beating out the competition and saving you money.

There's no need to shop around for a car loan before stopping by our New Jersey car loan center located outside of Trenton. With professionally trained financial representatives here, all you need to do is point at the new or used car you want, and we'll start working on getting you a low rate car loan, even if you have no credit, or bad credit.

Check out our payment estimator. It helps generate estimated monthly payments, and shows you vehicles from our inventory that fit your budget. Once you're ready to move forward, you can apply for the loan here. You may also use the form below to contact a loan representative.

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Contact Information

Dick Greenfield Dodge

2700 Brunswick Pike

Lawrenceville, NJ 08648
workSales:
(609) 882-1000
serviceService:
(609) 882-1010
partsParts:
(609) 882-1015

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.